Over time, parts of a home can break or malfunction – roofs leak, toilets overflow – the list of possibilities that can go wrong is endless. If something like this happens, should you call your homeowners insurance company to reimburse you for the costs associated with repairing the damage or replacing it if it is unsalvageable? After all, isn’t that what you are paying for when you pay your premium each month? The answer is not so clear-cut.
Determine the Cause of the Problem
Your homeowners insurance only covers damages that are sudden and unexpected. It does not cover damage from normal wear and tear or from lack of maintenance. For example, if you have a leaky roof from a tree branch hitting your home, that would be eligible for coverage, but if your roof leaks because it is too old and needs to be replaced, that is not covered. If you are unsure what caused the damage you are experiencing in your home, call a professional to inspect it and determine the cause. If you make a claim and the insurance company determines that the cause is not covered by your insurance, they will not cover it.
Contact a Public Adjuster to Handle Major Claims
If you experienced a catastrophic or major loss that you believe is covered by your insurance, your first step should be to call a public adjuster, like Get Paid For Your Claim. We will analyze your insurance policy to have a clear understanding of what is covered. Then, we will come to your home to inspect the damage. We will contact your insurance company for you to file the claim and provide the insurance company with a line-item inventory of damages and the associated repair costs. Allowing Get Paid For Your Claim to contact the insurance company instead of doing it yourself helps prevent communication errors that lead to claim denials. We will even attend the walk-through when the insurance company adjuster visits your home to ensure that they account for all the damage. We are by your side the entire time until the insurance company sends your compensation.
Avoid Making Minor Claims
You should never make a claim for damages that are less than your deductible; the insurance company will not pay you for them. If the damages are slightly above your deductible, ask yourself if you can manage it without the insurance coverage. Insurance companies sometimes drop customers who make claims too frequently. If you are unsure whether or not you should make a claim, contact Get Paid For Your Claim for expert advice.
Insurance companies have their own team of experts and insurance adjusters to advocate on their behalf. At Get Paid For Your Claim, weadvocate for you. As a licensed and bonded Public Adjuster, we help insurance policyholders who have been forced to use insurance to make a claim.
Our service is fast and to the point. We get results. We know how to strategically move the process along, while negotiating on our clients’ behalf toward the best possible outcome — the maximum settlement available.
The earlier a public adjuster is brought into the process, the better the opportunity to help you obtain a more favorable claim settlement. As soon as you engage our team, we swing into action on your behalf. And, we support you throughout the entire claim process to achieve the maximum insurance recovery.
For a free inspection and claim consultation, please contact us at any of our convenient Florida locations:
2255 Glades Road
Boca Raton, Florida 33431
Phone: (954) 914-5454
1 SE Ocean Blvd
Stuart, Florida 34994
Phone: (772) 291-1903
9160 Forum Corporate Parkway
Fort Myers, Florida 33905
Phone: (239) 299-4050
12161 Ken Adams Way
Wellington, Florida 33414
Phone: (561) 223-6889
601 21st Street
Vero Beach, Florida 32960
Phone: (772) 206-3310
2881 E Oakland Park Blvd
Fort Lauderdale, Florida 33306-1813
Phone: (954) 694-6589
4300 N University Dr
Lauderhill, Florida 33351
Phone: (954) 488-2135
18245 Paulson Drive
Port Charlotte, Florida 33954
Phone: (941) 273-0722
(800) 635-8111 Toll-Free
(954) 914-5454 Broward/Miami-Dade
(561) 223-6880 Palm Beach
(772) 206-3310 Treasure Coast
(239) 299-4050 Fort Myers
(813) 291-2410 Tampa
(727) 697-9910 St Pete/Clearwater
(407) 439-1110 Orlando
(904) 267-0830 Jacksonville
(850) 347-8500 Tallahassee
If I could give Dan more than 5 stars, I would. So glad I found him. I’m extremely grateful for all the work he put into my claim. He guides you and keeps you informed every step of the way. Not only is he extremely knowledgeable in this business, but professional, courteous and tenacious. Dan is truly the one you want on your side when dealing with the insurance company! Thank you Dan.
— P. Crosby
Wind Certified Appraiser and Umpire IAUA Certified Appraiser and Umpire FAA Certified Drone Pilot
Florida Public Adjuster License #W230908 Louisiana Public Adjuster License #829652 South Carolina Public Adjuster License #17820888
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