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Most Common Property Damage Claims in Florida

Florida has been dealing with severe hurricanes throughout history. Hurricane season typically brings several threats and often, two or more storms that wreak havoc on daily life in the state. Luckily, not all of these storms turn out to be catastrophic, but the southern part of the state has experienced its fair share of devastation […]

How a Public Adjuster Can Help You for More than Just Hurricanes

There are many reasons people contact public adjusters in the state of Florida. It is common to think public adjusters are called upon most primarily for hurricanes, but that is not the case. While there has been a recent rash of hurricanes in the Sunshine State, there actually was a 11-year gap between 2005 and […]

As a Business Owner, Should I Hire a Public Adjuster?

Filing a property insurance claim can be one of the most stressful experiences you will ever endure, especially as a business owner. Filing a claim as a business is different  from filing a personal claim. It lacks the emotional aspects of a personal claim, but this does not mean it is any easier. What are […]

How Drones Help in the Public Adjuster Process

When you experience damage to your property, the last thing you want is for your claim to be denied or for you to receive a lowball settlement value. A public adjuster can work on your behalf to ensure that the insurance company has all of the information it needs to process the claim and that […]

What Do I Do If I Find What I Suspect Is Mold in My Property?

Mold is a type of fungus that sprouts from small spores that float in the air. When clusters of these spores grow on surfaces, they reproduce and spread. Homeowners may notice mold because they see it or they smell the damp, musty odor associated with it. If left unchecked, mold can damage your health and […]

When Is the Best Time to Shop for New Homeowners Insurance?

Homeowners insurance can be a welcome relief if you experience a house fire, theft or personal injury. However, there are times when it may be best to switch insurance companies. Here are some key events that may trigger a need for a new homeowner’s insurance carrier or policy. The Value of Your Property Changes A […]

What Are the Real Hidden Dangers of a Residence Fire?

After the fire department is gone, homeowners may reenter the home. They may think that once the fire department clears the area that it is safe to inhabit the home. However, the family may not be aware of dangers that still linger. Some of the most common dangers after a residence fire are discussed below. […]

How Long Do I Have to File or Reopen a Hurricane Irma Claim in Florida?

Hurricane Irma swept through Florida in September 2017, leaving a path of destruction and uncertainty in its wake. Many people made initial claims resulting from hurricane damage while others may have waited. Still others made claims only to discover that they had sustained more damage than they first anticipated. Read below for information on the […]

Hurricane Irma – Did You Get Underpaid for Your Damage Claim? Here is What to Do

As of November 14, 2018, the Florida Office of Insurance Regulation reported that 522,493 residential insurance claims related to Hurricane Irma had been paid from the 838,109 residential claims that had been filed. Some of these claims may have been underpaid as insurance companies scrambled to settle as many claims as possible. However, many insured […]

How to Protect Your Home Before and After Hurricane Season

In recent years, the damage from hurricanes has been catastrophic. While it may seem that there is nothing that can be done to avoid such destruction, this is far from the truth. Here are some essential tips to protect your home before and after hurricane season. Protect Your Windows Entry points like windows and doors […]