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My Home Was Damaged. Should I Make a Claim to My Insurance Company?

Over time, parts of a home can break or malfunction – roofs leak, toilets overflow – the list of possibilities that can go wrong is endless. If something like this happens, should you call your homeowners insurance company to reimburse you for the costs associated with repairing the damage or replacing it if it is […]

Holiday Fire Prevention Tips

The winter holidays are a time for family, festivities, and unfortunately, fires. The National Fire Protection Association (NFPA) reports that “Between 2015-2019, U.S. fire departments responded to an average 160 home fires that started with Christmas trees per year. These fires caused an average of two deaths, 12 injuries, and $10 million in direct property […]

Why Roof Claims are Often Denied and What You Can Do About it

It’s all too common for insurance companies to deny roof claims. A new roof or major roof repair can cost tens of thousands of dollars, and paying out too many of these claims can impact the insurance company’s profitability. So, what’s a homeowner to do? Let’s take a look at some of the reasons why […]

Cleaning Up After Hurricane Ian

Hurricane Ian made landfall as a Category 4 storm, tied for the strongest hurricane to ever hit the Florida west coast[1].  Sustained winds blew at 155 mph and gusts reached speeds of 200 mph[2]. As of the writing of this article: More than 2.6 million Floridians are without power, including more than 90% of power […]

Do I Really Need a Public Adjuster? Won’t I Save Money by Doing This Myself?

After experiencing damage to their home or property, many homeowners start the rebuilding process by calling their insurance company, filing a claim, and working with the insurance company’s adjuster to determine how much the insurance company will pay them. For a minor claim with a relatively low dollar value, this process can work well. However, […]

Lightning Hit My Home! Will My Insurance Cover This?

The temperature of a lightning bolt can be as hot as 50,000 degrees Fahrenheit, five times hotter than the surface of the sun[1], so it’s no wonder they can cause such devastation. According to the Insurance Information Institute, in 2021, Florida property owners made 5,339 insurance claims for lightning strikes, the highest of any state […]

Reopening A Closed Insurance Claim

After your home experienced a significant adverse event, the insurance company paid your claim, you cashed the check and started on the repair work. But perhaps by the time you completed the repairs, the actual costs to repair your home or replace the broken items exceeded your insurance compensation?  Or, perhaps during the reconstruction process, […]

How to Prepare for a Hurricane

Hurricane season is here again. These powerful storms cause billions of dollars of destruction in just a few hours. It can take significantly longer for insurance claims for hurricane damage to be resolved than other types of claims due to the large number of policy holders simultaneously making high dollar value claims. Your best defense […]

Keep Your Home Safe While You Are Away

The weather is starting to sizzle, so vacation season must be here! Whether you are moving back up north for the summer to escape the heat or visiting family for a long weekend, you need to safeguard your home while you are away. As one of Florida’s leading public adjusters, our team at Get Paid […]

What To Do If Your Business or Home is Vandalized

As you are pulling up, you immediately see that the windows have been completely broken. Shards of glass are everywhere. The inside has been ransacked and covered in graffiti. Waves of panic set in – who did this? How long will it take to clean up? Will my insurance cover this? If your business or […]