Why Roof Claims are Often Denied and What You Can Do About it

It’s all too common for insurance companies to deny roof claims. A new roof or major roof repair can cost tens of thousands of dollars, and paying out too many of these claims can impact the insurance company’s profitability. So, what’s a homeowner to do? Let’s take a look at some of the reasons why insurance companies deny roof claims:

  1. Wear and Tear

If your roof is older, the insurance company may claim that the damage was caused by wear and tear and refuse to pay your claim. To help prevent this from happening, start by contacting Get Paid For Your Claim. We will bring in experts to inspect your roof. If the experts find that the damage was caused by a recent storm, we will contact your insurance company. When the insurance company adjuster comes, the experts will accompany them on the inspection to point out specifically the damage caused by the storm. We will also provide the insurance company with an estimate to repair the damage or replace the roof (depending on the extent of the damage) to make sure they compensate you based on current market rates. If the insurance company has questions or needs additional information, we will provide that on your behalf. We take care of all of this for you so you don’t have to deal with the insurance company yourself.

  • Previous Storm Damage

The insurance company may claim that the damage to your roof was caused by a previous storm and that the period for filing a claim for that storm has passed. Contact Get Paid For You Claim as soon as you notice roof damage to help prevent this situation. We will go through the same steps as noted above to fight for you to receive the payment that you deserve.

  • Insurance Adjuster Error

After a major storm, insurance companies are rushing to process thousands of new claims simultaneously. In their haste, the adjuster may have made an error about the details of your claim. By requesting that a second adjuster inspects the damage and accompanying them on the inspection, Get Paid For Your Claim will help ensure that your claim is properly paid.

  • Didn’t Meet Deductible

Hurricane deductibles are extremely high. If the damage does not meet the threshold for your deductible, the insurance company will not pay the claim.

  • Claim Filed Past Deadline

Insurance companies have strict filing deadlines for claims. To make sure you don’t miss an important deadline, call Get Paid For Your Claim immediately after the damage occurs and we will handle the entire claims process for you.

If your roof claim was denied, contact Get Paid For Your Claim today. We will review the specifics of your policy and situation and fight the insurance company to make you financially whole again.

Insurance companies have their own team of experts and insurance adjusters to advocate on their behalf.  At Get Paid For Your Claim, weadvocate for you.  As a licensed and bonded Public Adjuster, we help insurance policyholders who have been forced to use insurance to make a claim.

Our service is fast and to the point.  We get results.  We know how to strategically move the process along, while negotiating on our clients’ behalf toward the best possible outcome — the maximum settlement available.

The earlier a public adjuster is brought into the process, the better the opportunity to help you obtain a more favorable claim settlement. As soon as you engage our team, we swing into action on your behalf.  And, we support you throughout the entire claim process to achieve the maximum insurance recovery. 

For a free inspection and claim consultation, please contact us at any of our convenient Florida locations:


2255 Glades Road
Suite 324A
Boca Raton, Florida   33431
Phone: (954) 914-5454

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1 SE Ocean Blvd
Stuart, Florida   34994
Phone: (772) 291-1903

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9160 Forum Corporate Parkway
Suite 350
Fort Myers, Florida   33905
Phone: (239) 299-4050

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12161 Ken Adams Way
Suite 110-UU
Wellington, Florida   33414
Phone: (561) 223-6889

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601 21st Street
Suite 300
Vero Beach, Florida   32960
Phone: (772) 206-3310

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2881 E Oakland Park Blvd
Suite 482
Fort Lauderdale, Florida   33306-1813
Phone: (954) 694-6589

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4300 N University Dr
Suite F-100
Lauderhill, Florida   33351
Phone: (954) 488-2135

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What Our Clients Are Saying

If I could give Dan more than 5 stars, I would. So glad I found him. I’m extremely grateful for all the work he put into my claim. He guides you and keeps you informed every step of the way. Not only is he extremely knowledgeable in this business, but professional, courteous and tenacious. Dan is truly the one you want on your side when dealing with the insurance company! Thank you Dan.

— P. Crosby

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