Don’t Fall for These Insurance Company Tricks

The primary objective of a homeowners insurance company is to protect you financially in the event of a disaster – right? Wrong! The primary objective is actually to return a profit to their shareholders. When an insurance company pays out a large number of high value claims, that reduces their profitability. So, even though you rely on your insurance company to help you in your moment of need, it is in their best interest to pay you as little as possible. Following are some of the ways that insurance companies accomplish this:

Confusing Policy Language

Insurance policies are notoriously confusing to read. Some parts can be vague while other parts are loaded with minutiae. They also contain a significant amount of legalese and insurance industry jargon. If your home has experienced water damage, a roof leak, fire, wind damage, or any other peril, you don’t need to decipher your insurance policy yourself to determine if it is covered. Call Get Paid For Your Claim and one of our public adjusters will analyze your policy and advise you of your coverage, free of charge and without obligation.

Delay, Delay, Then Delay Some More

Is your insurance company not returning your calls? Are they slow to respond to your emails? The insurance company may be hoping that you will feel annoyed enough to give up. Don’t give in to the frustration! Contact Get Paid For Your Claim. Our skilled public adjusters are expert negotiators and will handle the hassle of dealing with the insurance company for you. Once you give us permission to negotiate on your behalf, we will take care of all communications with the insurance company so you can focus on everything else in your life.

Denying or Undervaluing Covered Perils

Similar to the delaying tactics, this tactic is designed to encourage you to walk away with less money than you deserve. The insurance company may tell you that a covered peril is not covered, or they may undervalue the extent of your loss. If you accept their claim denial or lowball offer at face value, they will save thousands of dollars. At Get Paid For Your Claim, we see games like this every day. We recently helped a homeowner with a water damage claim receive $15,000 when their insurance company denied the claim outright. Another client of ours was given a lowball offer by their insurance company after having significant hurricane damage. We interceded and the insurance company ultimately paid out an additional $54,000 in compensation.

Public adjusters, like Get Paid For Your Claim, work for you. We are paid when you are paid. In contrast, the insurance company loses money when you are paid. If your home has suffered significant damage, don’t deal with the insurance company on your own. Contact Get Paid For Your Claim. We will manage the entire insurance process for you and work resolutely to ensure you receive the maximum amount of funding possible.

Insurance companies have their own team of experts and insurance adjusters to advocate on their behalf.  At Get Paid For Your Claim, weadvocate for you.  As a licensed and bonded Public Adjuster, we help insurance policyholders who have been forced to use insurance to make a claim.

Our service is fast and to the point.  We get results.  We know how to strategically move the process along, while negotiating on our clients’ behalf toward the best possible outcome — the maximum settlement available.

The earlier a public adjuster is brought into the process, the better the opportunity to help you obtain a more favorable claim settlement. As soon as you engage our team, we swing into action on your behalf.  And, we support you throughout the entire claim process to achieve the maximum insurance recovery. 

For a free inspection and claim consultation, please contact us at any of our convenient Florida locations:


2255 Glades Road
Suite 324A
Boca Raton, Florida   33431
Phone: (954) 914-5454

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1 SE Ocean Blvd
Stuart, Florida   34994
Phone: (772) 291-1903

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9160 Forum Corporate Parkway
Suite 350
Fort Myers, Florida   33905
Phone: (239) 299-4050

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12161 Ken Adams Way
Suite 110-UU
Wellington, Florida   33414
Phone: (561) 223-6889

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601 21st Street
Suite 300
Vero Beach, Florida   32960
Phone: (772) 206-3310

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What Our Clients Are Saying

If I could give Dan more than 5 stars, I would. So glad I found him. I’m extremely grateful for all the work he put into my claim. He guides you and keeps you informed every step of the way. Not only is he extremely knowledgeable in this business, but professional, courteous and tenacious. Dan is truly the one you want on your side when dealing with the insurance company! Thank you Dan.

— P. Crosby

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