The prospect of water damage is terrifying to most homeowners, as it should be – it is the second most frequent loss, topped only by wind and hail claims. Moreover, the value of the average water damage claim is more than $11,000. How can you tell if your home has water damage? Make sure to be alert for these telltale signs:
Causes of Water Damage
Water damage can be caused by a sudden, unexpected event, like a storm, burst pipe, or an appliance malfunction. It can also be caused by lack of maintenance or a gradual deterioration of roofing or plumbing over time. If your home is damaged by water, it will be important to know the cause before contacting the insurance company. Homeowners insurance only covers water damage that has been caused by a sudden event. If you file a claim and later discover that the damage was caused by a gradual deterioration over time, the insurance will not cover it.
What To Do If Your Home Experiences Water Damage
Job number one is to figure out where the water is coming from and fix that condition so the situation stabilizes. If it is coming from damaged plumbing or an appliance, turn off all water to the house. If you suspect it may be coming from a damaged roof, arrange for a roofer to inspect your roof as soon as possible. Take photographs and videos of the damaged structure and any associated damage, such as ruined carpets, toys, furniture, etc. Then, call Get Paid For Your Claim. We will thoroughly review your policy to understand what your coverage includes. Our next step is to personally inspect your property and develop a line-item budget that details the cost of repairing or replacing all the damage. If you have experienced a covered loss, with your permission, we will contact the insurance company to start your claims process. We will navigate the recovery process with your insurance company until you have received the maximum compensation possible for your damage.
If your home has water damage, time is of the essence. Contact Get Paid For Your Claim to start your recovery process today.
Insurance companies have their own team of experts and insurance adjusters to advocate on their behalf. At Get Paid For Your Claim, weadvocate for you. As a licensed and bonded Public Adjuster, we help insurance policyholders who have been forced to use insurance to make a claim.
Our service is fast and to the point. We get results. We know how to strategically move the process along, while negotiating on our clients’ behalf toward the best possible outcome — the maximum settlement available.
The earlier a public adjuster is brought into the process, the better the opportunity to help you obtain a more favorable claim settlement. As soon as you engage our team, we swing into action on your behalf. And, we support you throughout the entire claim process to achieve the maximum insurance recovery.
For a free inspection and claim consultation, please contact us at any of our convenient Florida locations:
2255 Glades Road
Boca Raton, Florida 33431
Phone: (954) 914-5454
1 SE Ocean Blvd
Stuart, Florida 34994
Phone: (772) 291-1903
9160 Forum Corporate Parkway
Fort Myers, Florida 33905
Phone: (239) 299-4050
12161 Ken Adams Way
Wellington, Florida 33414
Phone: (561) 223-6889
601 21st Street
Vero Beach, Florida 32960
Phone: (772) 206-3310
 Insurance Information Institute. Facts + Statistics: Homeowners and renters insurance | III. Accessed January 28, 2022.