What Should I Do if My Home Insurance Claim is Underpaid? Or Denied?

Your insurance company’s website is brimming with images of happy families and features testimonials from satisfied clients. Up until now, you had been one of them, promptly paying your premium bill each month, feeling safe knowing that if something happened to your home, they would take care of you. Then it happened. You made a claim and the insurance company either underpaid or denied it outright. If this sounds familiar, the expert public adjusters at Get Paid For Your Claim can help rectify the situation so you can obtain the funding that you need to rebuild your home.

Get Paid For Your Claim is one of Florida’s most accomplished public adjusters. If your homeowners insurance claim has been denied or underpaid, contact us right away. We will start by analyzing your policy in detail to understand specifically what your contract requires of the insurance company. We will then review the denial or underpayment letter from the insurance company so we know why your claim was not paid in full. We will also review the documentation that you provided to the insurance company to see the full picture of the situation. Finally, we will conduct our own on-site tour of the damage and develop our own assessment of its value.

Depending on the specifics of your situation, we may take one of the following next steps:

  • Request an appeal of the decision and submit more robust documentation based on our findings.
  • If the case has been closed, ask the insurance company to re-open the case and negotiate with them, using the findings from our investigation to demonstrate why their denial or underpayment was in error.
  • Request a second insurance adjuster comes to evaluate the damage. When the adjuster comes, we will attend the walk-through with them to show them specifically why their original estimate was incorrect and why they should increase their offer.
  • Request an appraisal. In an appraisal, an adjuster from the insurance company, one of our adjusters, and a neutral third-party, called an umpire, will all tour the damage together and discuss its value. Either the two adjusters come to an agreement on the value or, if they cannot, the umpire makes the final determination as to the value of the damage that both parties agree to accept.

We have a strong track record of success in securing compensation for denied claims and supplemental compensation for underpaid ones. Don’t delay! Insurance companies often have strict deadlines for appealing a decision. Contact Get Paid For Your Claim today to start the process of rebuilding after your loss.

Insurance companies have their own team of experts and insurance adjusters to advocate on their behalf.  At Get Paid For Your Claim, weadvocate for you.  As a licensed and bonded Public Adjuster, we help insurance policyholders who have been forced to use insurance to make a claim.

Our service is fast and to the point.  We get results.  We know how to strategically move the process along, while negotiating on our clients’ behalf toward the best possible outcome — the maximum settlement available.

The earlier a public adjuster is brought into the process, the better the opportunity to help you obtain a more favorable claim settlement. As soon as you engage our team, we swing into action on your behalf.  And, we support you throughout the entire claim process to achieve the maximum insurance recovery. 

For a free inspection and claim consultation, please contact us at any of our convenient Florida locations:


2255 Glades Road
Suite 324A
Boca Raton, Florida   33431
Phone: (954) 914-5454

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1 SE Ocean Blvd
Stuart, Florida   34994
Phone: (772) 291-1903

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9160 Forum Corporate Parkway
Suite 350
Fort Myers, Florida   33905
Phone: (239) 299-4050

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12161 Ken Adams Way
Suite 110-UU
Wellington, Florida   33414
Phone: (561) 223-6889

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601 21st Street
Suite 300
Vero Beach, Florida   32960
Phone: (772) 206-3310

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What Our Clients Are Saying

If I could give Dan more than 5 stars, I would. So glad I found him. I’m extremely grateful for all the work he put into my claim. He guides you and keeps you informed every step of the way. Not only is he extremely knowledgeable in this business, but professional, courteous and tenacious. Dan is truly the one you want on your side when dealing with the insurance company! Thank you Dan.

— P. Crosby

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